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Advantages of Homeowners Insurance

Protect Your Dwelling From Any Unexpected Incidents

One of the huge advantages of homeowners insurance is the protection it offers when your primary dwelling is damaged. Imagine traveling on vacation only to receive the sad news that a fire, storm, or earthquake has destroyed most of your home. With homeowners insurance, you won’t have to pay the cost of rebuilding it out of your own pocket.

Protect Sheds, Garages, Fences, and Other Detached Structures

Beyond protecting the main structure where you actually live, homeowners insurance also offers protection for detached structures such as your shed, garage, deck, fence, etc. If they are damaged or destroyed, homeowners insurance can come to the rescue and pay for the cost of repair or replacement.

Image by John Paulsen
Image by Andrew Gaines

Coverage for Items in Your Home

If a fire razes down your home, then it’s likely that it will also destroy most of your belongings in it. When getting a homeowners insurance policy, you’d be asked to take an inventory of your belongings, such as your electronic appliances and furniture. If you lose any of them in a fire, storm, theft, or other covered peril, you will get the partial or full cost of the items, depending on your policy.

Liability Coverage

Homeowners insurance also protects you from damages and injuries to visitors or other people and their properties. If a guest gets injured on your property and you’re held liable, homeowners insurance can pay for the medical and legal fees. If you or a family member damages other people’s property, homeowners insurance pays for repair or replacement.

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Senior Couple

Peace of Mind

With homeowners insurance, you can rest easy knowing that whatever happens to your home and any property in it, you don’t have to worry about dipping into your savings to fix it. The moment you get homeowners insurance, it’s the responsibility of the insurance company to protect you when the need arises. With that at the back of your mind, you have complete peace of mind.

Protection for Your Family

Homeowners insurance offers many benefits to your family. It protects them when they injure someone or damage their property. In the event that their property is damaged, it also pays the cost of replacement. And when you need to stay in temporary accommodation with your family, homeowners insurance pays for hotel bills and other related expenses. With homeowners insurance, you and your family are never alone.

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Our Mission Statement - It's More Than A Promise


Our mission is to provide customized, cost-effective insurance solutions to folks living in and around the Powell community, and to ensure those solutions evolve as our client’s lives and needs change over the years.  We believe a business is successful when its customers are happy and well-cared for, and we continually strive to reach that goal.


50 South Liberty St

Suite 162

Powell, OH 43065 


Phone 614.789.1891 


Hours of operation: 

Mon – Thur : 9am-5pm

Friday: 9am-4pm

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