Auto Insurance in Powell, Oh
Everything you need.
We deliver broad coverage for your vehicle, and unmatched professional service for you. Your car is a necessity, a convenience and a source of enjoyment. You want a reliable car and you need insurance you can count on. We hope that nothing ever happens to your car, or you. But if it does, we'll be there helping you get back on the road and back to your life as quickly and easily as possible.
You can trust our policies and services to help you get through nearly any situation you can get into with your car. Our coverage is all about making you feel safe and confident every time you get behind the wheel.
Protection for your car.
Any time your vehicle is damaged, paying for the repairs should not be a source of worry. You need quality repairs for your vehicle. You need it returned as a quickly as possible. And you need transportation while it's being fixed. That's why we are dedicated to handling all the details. We help keep your life on track.
Damage To Your Car
Towing and Labor Coverage
We also provide gap coverage for your new or used car. In the event of a total loss, gap insurance protects your investment by paying the difference between the amount your vehicle is worth and the amount you owe on your lease or loan.
Protection for you and others.
Accidents happen. And they often involve more than one car and one person. We want you to be prepared. So if you a neighbor's SUV is damaged or a passenger in your car is injured, you want to be confident that it will be covered.
DAMAGE OR INJURY TO OTHERS
Vehicle Liability Coverage
Medical Expenses Coverage
Family Compensation Coverage
Uninsured and Underinsured Motorist Coverage
Personal Injury Protection (No Fault)
Ohio Car & Auto Insurance Policy FAQ
What is the minimum auto insurance required in Ohio?
$25,000 Bodily Injury Liability Coverage per person injured in any one accident
$50,000 Bodily Injury Liability Coverage for all persons injured in any one accident
$25,000 Property Damage Liability Coverage for damage or destruction of property of others in any one accident
Should I get more than minimum auto insurance coverage in Ohio?
Yes, it is recommended you get an auto insurance plan that offers more than Ohio's minimum requirements, which do not cover medical or legal expenses or the cost of replacing damaged assets like wrecked vehicles and property. Inadequate covered can allow victims of serious accidents to take any assets you have in order to cover the costs of damages. An insurance agent will be able to present plans that offer more coverage and discuss the best options for your budget.
Does auto insurance cover medical expenses in Ohio?
Ohio state does not require auto insurance cover medical expenses for you or your passengers, though Bodily Injury Liability Coverage will help cover the other party's medical expenses if you cause a car accident. You can add medical payments covered to your auto insurance to protect yourself against high medical costs due to an accident. Your insurance agent will discuss this option with you.
Does auto insurance cover vehicle repair or replacement in Ohio?
Ohio does not require Collision or Comprehensive coverage that would help cover repairing or replacing a vehicle that's wrecked in an accident, stolen, vandalized, or destroyed by bad weather. Most auto insurance customers will choose to add protection for these potential problems. Your insurance agent will show you plans that offer varying degrees of coverage for these.