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Maximizing Your Savings: Tips for Lowering Insurance Premiums
Discover effective strategies to lower your auto and home insurance premiums without compromising essential coverage.

Rolland & Associates
20h2 min read


How Insurance Premiums Are Calculated — What Factors Affect Your Rates
When it comes to your auto, home, or business insurance , one of the most common questions we hear at Rolland Insurance Solutions is: “Why are my insurance rates what they are?” Understanding how your insurance premiums are calculated can help you make informed decisions, find potential savings, and avoid surprises when renewal time comes around. Let’s take a look at the main factors that affect your rates—and what you can do to keep them manageable. 🧮 What Is an Insurance

Rolland & Associates
Oct 214 min read


How Claims History Affects Your Homeowners Insurance Rates in Ohio
When it comes to homeowners insurance, many people focus on coverage limits, deductibles, or discounts — but your claims history also...

Rolland & Associates
Sep 223 min read


Smart Life Insurance Choices for New Parents
Welcoming a new child into your family is one of life's greatest joys, but it also brings new responsibilities—especially when it comes...

Rolland & Associates
Aug 192 min read


Do You Need Commercial Auto Insurance? Here’s What Business Owners Should Know
If you own a business that uses vehicles — whether it’s a single pickup truck or an entire fleet of service vans — your personal auto...

Rolland & Associates
Jul 143 min read


5 Common Misconceptions About Renters Insurance
Don’t let these myths leave you vulnerable—get the facts and the coverage you need. Renters insurance is one of the most affordable and...

Rolland & Associates
Jun 192 min read


Scheduled Personal Property Coverage: Protecting Your Valuables
When it comes to protecting your home, homeowners insurance is a vital safeguard. It helps cover your dwelling, liability risks, and many...

Rolland & Associates
May 202 min read


How Installing Smoke Alarms Affects Homeowners Insurance
When it comes to protecting your home, smoke alarms are one of the simplest and most effective safety upgrades you can make. But did you...

Rolland & Associates
Apr 302 min read


How to Determine Your Ideal Life Insurance Coverage
When it comes to life insurance, one of the most common questions people ask is: "How much coverage do I really need?" The answer isn’t...

Rolland & Associates
Mar 172 min read


What Typically Falls Under a Business Owner’s Property Policy?
As a business owner, protecting your assets is essential to maintaining smooth operations. A Business Owner’s Policy (BOP) is a...

Rolland & Associates
Feb 173 min read


How Car Price Affects Insurance Costs
When purchasing a vehicle, one of the key considerations is not just the upfront price but also the long-term costs associated with...

Rolland & Associates
Jan 222 min read


Snowbirds’ Guide to Insurance: Protecting Your Home While You’re Away
For many snowbirds, escaping to warmer climates during the winter months is an annual tradition. While you're soaking up the sun, your...

Rolland & Associates
Dec 17, 20243 min read


First-Time Homeowners: Understanding Your Insurance Needs
Congratulations on becoming a homeowner! Owning your first home is an exciting milestone, but it also comes with new responsibilities,...

Rolland & Associates
Nov 15, 20244 min read


What Are Insurance Bundle Discounts?
When it comes to protecting your home, car, or other valuable assets, insurance is essential. However, the cost of multiple insurance...

Rolland & Associates
Oct 11, 20243 min read


How Does a Car Insurance Deductible Work? A Simple Guide
When it comes to car insurance, the concept of a deductible often causes confusion. However, understanding how deductibles work is...

Rolland & Associates
Sep 16, 20244 min read


How Does Condominium Insurance Differ from Homeowners Insurance?
When it comes to protecting your living space, understanding the type of insurance you need is crucial. Whether you own a condominium or...

Rolland & Associates
Aug 14, 20244 min read


Ways to Combat Rising Insurance Costs
Insurance is an essential aspect of financial security, providing protection against unforeseen events and expenses. However, rising...

Rolland & Associates
Jul 22, 20244 min read


Factors Influencing Boat Insurance Premiums: What Boat Owners Need to Know
Owning a boat offers endless opportunities for recreation and adventure on the water. However, it also comes with responsibilities, one...

Rolland & Associates
Jun 20, 20243 min read


What to Know About Directors and Officers Liability Insurance
Running a company involves many risks, including legal challenges. While the company itself is often sued, the directors and officers may...

Rolland & Associates
May 21, 20242 min read


Navigating Change: The Impact of Autonomous Vehicles on Auto Insurance
In the not-so-distant past, the idea of cars driving themselves seemed like a fantasy straight out of science fiction. Fast forward to...

Rolland & Associates
Apr 16, 20243 min read

SWITCHING IS AS EASY AS 1-2-3
STEP 1:
REQUEST QUOTE
Complete the information on the Quote Page to request a quote. One of our agents will review and respond to you quickly with additional questions.
STEP 2:
COMPARE US TO THEM
You'll receive your completed comparison quote from us shortly. Review our coverage and pricing with what you have now. Your agent will reach out to review and answer questions.
STEP 3:
SAY GO
Once you like the quote, let us know. We will handle everything from there for you. INcluding setting up your new policy and canceling your old one.
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