Rock Texture

Homeowners Insurance in Powell, Ohio

Everything You Need to Insure Your Home

It's all about your castle, even if it doesn't have a moat. We deliver broad coverage for your house - and the important people and things that make it a home. We know how hard you have worked for what you have, and how important your family and your house are. That's why we provide complete, uncompromising home insurance for all of those things we hope never happen. So you can be sure that, when it's most needed, you'll be taken care of quickly and without hassle.

Protect your home and property.

Damage to your home can cause major hassles. If a leaking roof or a broken window isn't fixed properly, even more costly damage could occur. And while you can't predict accidents or mother nature, you can be prepared. Nationwide offers a number of coverage options to protect your home and personal property. Whether it's damage caused by weather, faulty appliances, vandals or other accidents, we'll take care of you and your belongings quickly and effectively.

Protect yourself and others.

Accidents that occur on your property can also cause injury to family members and others, or damage the property of others. We offer coverage to protect you against the high cost and hassles this could cause. Knowing that you're covered in these situations can help ease the anxiety they often create, just one of many benefits to homeowners insurance.

House Covered by Nationwide Homeowners Insurance

Homeowners insurance can include:

  • Personal Liability coverage that protects you and your spouse, any relatives living with you, and anyone under age 21 in your care

  • Protection against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others

  • Paying the cost of defending a claim against you

  • Damage to property of others

  • Medical expenses of others

  • Accidental death benefits

Piano Covered by Homeowners Insurance Incase of Property Damage

Homeowners Insurance Coverage in Ohio

Homeowners insurance policies typically provide basic protection for your property. But they may not provide all of the protection you want or need. Consider these additional homeowners insurance coverage options to tailor a policy that's right for you.

Homeowners Insurance Discounts

Save on your homeowners insurance when you qualify for any of the below homeowners insurance discounts.

Scheduled personal property

Provides additional homeowners insurance coverage for high value items such as jewelry, watches, antiques and fine art.

Home and car discount

Combine and save. Get up to a 20 percent discount on your home policy when you insure your car and home with us.

Replacement cost plus

Can pay up to an additional 20 percent of the home coverage limit if there is a total loss of your home - and additional money is needed to rebuild.

Protective device discount

Get up to a 15 percent discount if your home has smoke detectors, fire alarms, burglary alarms or other qualifying devices.

Extended replacement cost on contents

Pays to replace or repair personal property without depreciation being taken from the value of the property.

Water backup of sewer

Broadens the coverage for loss due to water backup through sewers or drains.

Ordinance or law

Pays for increased expense to rebuild due to current building codes or ordinances.

Claims-free discount

Get up to a 20 percent discount when you stay claims-free.

Age of construction discount

Get up to a 30 percent discount based on your home's age.

Life Insurance Discount

Get up to a 10% discount if you also have a life insurance policy.

Personal status discount

Get up to a 5 percent discount if you are married or widowed.