Everything You Need
It's all about your castle, even if it doesn't have a moat. Nationwide delivers broad coverage for your house - and the important people and things that make it a home. At Nationwide, we know how hard you have worked for what you have, and how important your family and your house are. That's why we provide complete, uncompromising home insurance for all of those things we hope never happen. So you can be sure that, when it's most needed, you'll be taken care of quickly and without hassle.
Protect your home and property.
Damage to your home can cause major hassles. If a leaking roof or a broken window isn't fixed properly, even more costly damage could occur. And while you can't predict accidents or mother nature, you can be prepared. Nationwide offers a number of coverage options to protect your home and personal property. Whether it's damage caused by weather, faulty appliances, vandals or other accidents, we'll take care of you and your belongings quickly and effectively.
Protect yourself and others.
Accidents that occur on your property can also cause injury to family members and others, or damage the property of others. Nationwide offers coverage to protect you against the high cost and hassles this could cause. Knowing that you're covered in these situations can help ease the anxiety they often create.
Nationwide coverage can include:
Personal Liability coverage that protects you and your spouse, any relatives living with you, and anyone under age 21 in your care
Protection against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others
Paying the cost of defending a claim against you
Damage to property of others
Medical expenses of others
Accidental death benefits
Get a Homeowners QUOTE Today!
Homeowners Insurance Coverage
Homeowners insurance policies typically provide basic protection for your property. But they may not provide all of the protection you want or need. Consider these additional homeowners insurance coverage options to tailor a policy that's right for you.
Scheduled personal property
Provides additional homeowners insurance coverage for high value items such as jewelry, watches, antiques and fine art.
Replacement cost plus
Can pay up to an additional 20 percent of the home coverage limit if there is a total loss of your home - and additional money is needed to rebuild.
Extended replacement cost on contents
Pays to replace or repair personal property without depreciation being taken from the value of the property.
Water backup of sewer
Broadens the coverage for loss due to water backup through sewers or drains.
Ordinance or law
Pays for increased expense to rebuild due to current building codes or ordinances.
Homeowners Insurance Discounts
Save on your homeowners insurance when you qualify for any of the below homeowners insurance discounts.
Home and car discount
Combine and save. Get up to a 20 percent discount on your home policy when you insure your car and home with Nationwide.
Protective device discount
Get up to a 15 percent discount if your home has smoke detectors, fire alarms, burglary alarms or other qualifying devices.
Get up to a 20 percent discount when you stay claims-free.
Age of construction discount
Get up to a 30 percent discount based on your home's age.
Life Insurance Discount
Get up to a 10% discount if you also have a life insurance policy.
Personal status discount
Get up to a 5 percent discount if you are married or widowed.